EV Finance & Lease

Flexible funding for every electric vehicle — whether you're a private driver, sole trader or fleet manager.

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Finance & Lease Products

Choose the funding method that suits your circumstances

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Personal Contract Hire (PCH)

Fixed monthly payments with no obligation to own. Drive the latest electric vehicles and simply hand them back at the end of the term. Road tax included, and you're always covered by the manufacturer's warranty. Upgrade to a brand new EV every 2–4 years with no depreciation risk.

✅ Fixed monthly costs  ·  ✅ No depreciation worry
✅ Always under warranty  ·  ✅ Road tax included
Best for: Personal drivers who want low monthly costs
View PCH Deals →
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Business Contract Hire (BCH)

Company EV leasing with outstanding tax efficiency. Zero Benefit-in-Kind (BIK) on fully electric vehicles means massive company car tax savings — saving employees hundreds of pounds per month versus a petrol equivalent. VAT-registered businesses can reclaim 50% of VAT (100% for purely commercial use).

✅ 0% BIK on EVs  ·  ✅ VAT reclaimable
✅ HMRC-compliant  ·  ✅ Off-balance-sheet
Best for: Company car drivers, sole traders, SMEs
View BCH Deals →
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Fleet Finance

Multi-vehicle agreements with dedicated fleet account managers. Options include salary sacrifice schemes, managed lease, outright purchase, and finance lease — all tailored to your fleet size and duty cycles. Centralised invoicing, maintenance packages, and telematics available.

✅ Salary sacrifice schemes  ·  ✅ Managed lease
✅ Dedicated fleet manager  ·  ✅ 5+ vehicles
Best for: Fleets of 5 or more vehicles
Fleet Enquiry →
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Hire Purchase (HP) / PCP

Own the vehicle at the end. Hire Purchase gives you fixed monthly payments with automatic ownership after the final payment. Personal Contract Purchase (PCP) offers lower monthly payments with a guaranteed future value balloon — giving you the flexibility to hand back, part-exchange or pay the balloon and own outright. No mileage penalties on HP.

✅ No mileage limits on HP  ·  ✅ Own at the end
✅ Fixed payments  ·  ✅ Option to part-ex on PCP
Best for: Buyers who want to own the vehicle outright
Calculate HP/PCP →
0%
BIK tax on electric company cars
50%
VAT reclaimable on business leases
10+
Finance partners on panel
24hr
Quote turnaround time

EV Finance Calculator

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Estimated Monthly Payment
£686
PCH · 48 months · 10,000 miles/yr · Representative estimate only
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Representative estimate only. Actual payments depend on credit status, VAT position and lender terms. 7.9% APR representative.

Our Finance Partner Panel

We work with leading UK motor finance lenders to find you the best rate

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Oodle Finance
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Close Brothers Motor Finance
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Santander Consumer Finance
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Black Horse Finance
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Evolution Funding

EVZOO is a credit broker, not a lender. Finance subject to status. 18+ only. Written quotations available on request.

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